The 10 Budget Tips Every Family Needs

Have you ever felt powerless over money? We never have too much and managing the money we have can seem overwhelming, but it doesn’t have to be. Taking control of our financial lives is empowering and something I will write more about soon. In the meantime, I have compiled my ten favorite articles from Allison at Frugal on the Prairie. She gives sound, easy-to-implement tips and ideas for budgeting and saving money. You cannot afford to miss the ten budget tips every family needs! 

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Budget Your Money with the 50/20/30 Rule:

When it comes to budgeting we all have to start somewhere. Maybe you’ve never had a budget before or you’ve strayed away from your budget and have found yourself in overwhelming debt. Maybe you write down all of your expenses but you never seem to see your savings account grow. This is where the 50/20/30 Rule comes in. (Click to continue reading)

11 Financial Habits You Need to Start Today:

What makes people stand out when it comes to having good finance habits? Paying their bills on time, avoiding interest charges and overage fees, and keeping their debt to a minimum are just some of their common characteristics.These people are usually savers, not spenders. (Click to continue reading)

Baby Gear You DON’T Need:

Having a baby is amazing, life-changing, and a little bit scary. It can also be incredibly expensive! If you run a quick Google search you’ll see hundreds of Must-Have lists for baby gear. And while I agree with some of the items, I really don’t think you need everything they say you do. Here are the items you DON’T need! (Click to continue reading)

How to Get in the 800+ Credit Score Club:

Looking for ways to build your credit score? Want to join the 800 Credit Score Club? Reaching a credit score of 800 or more feels incredibly satisfying. I joined the club shortly after my son was born and was so excited I started dancing! (Click to continue reading)

13 Ways to Decorate Your Home on a Budget:

Looking for the best ways to decorate your home on a budget? I have a lot of experience in that category! We’ve lived in three rental properties since my husband and I got married. Each time I’ve wanted to try out a different look in our new place (we’re still figuring out “our style”) but my budget has always kept me in check. Here are my best ways to decorate your home on a budget. (Click to continue reading)

How We Save $6,000 Every Year:

Long before diapers and midnight feedings we were a married couple who liked to eat out a lot. We were foolishly living in a bubble where we didn’t plan a budget or pay much attention to either building or contributing to our retirement accounts. (Click to continue reading)

7 Ways to Money Save on a Road Trip:

Sometimes it is just cheaper to travel by car with the cost of plane tickets and rental vehicles being as high as they are. It may take you an extra day or two to get to your destination but the savings can really make it worth your while. (Click to continue reading)

Cheap Ways to Get in Shape:

When did staying healthy and maintaining a strong body become so expensive? I love working out but sometimes gym memberships are pricey. The facilities in my area start at $30/month and that doesn’t even include daycare. That’s $360/year for just a few hours a week! No, thank you. (Click to continue reading)

7 Tips for Buying Wedding Rings:

There’s a ridiculous engagement ring formula floating around the web that says you should spend 2-3 months of your salary. Jewelers originated this myth in an advertising campaign years ago. They want you to spend more and may have convinced you that you need to but you don’t! (Click to continue reading)

15 Activities to Help Survive a Spending Freeze:

Every once in a while the family budget finds the need for a spending freeze. Maybe you want to save for something special or you need to pay off a debt. Either way, putting your spending on hold can be hard…really hard! We’ve survived enough of these bad boys to find that there are plenty of free activities to help pass the time. (Click to continue reading)

Have fun implementing these budget tips. They will quickly make a difference in your bank account and that is an awesome feeling!

Allison shares lots of great tips and tricks for frugal living on her blog. She is also very active on Facebook, Twitter, Instagram and Pinterest with information that can truly transform the way you spend and save! Be sure to follow her!