10 Things People Don't Know About Florida Prepaid College Plans

This is a sponsored post on behalf of Bloggin’ Mamas & the Florida Prepaid College Board. All opinions expressed are my own.

10 Things People Don’t Know About Florida Prepaid College Plans

“I want what’s best for you, that’s all. You deserve the opportunities I had, and especially the ones I missed.”

Apparently driving in the car promotes long and deep conversations with the kids. I don’t recall our exact destination on this particular day, however, our conversation is forever etched in my memory.

The four boys and I were headed somewhere in my mom-van, the family’s transporter of boys to and from soccer fields and schools. The kids, the two oldest in particular, wanted to know if I had any regrets in life.

Even before I paused to act like I had to think about it, I already knew what my answer was. But, I wanted the kids to believe it was a question I had to ponder for a while.

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My One True Regret:

Life is a series of short-term commitments and quick decisions. The compounding effect of which have long-term and life-altering consequences. The changes happen in such small increments, over an extended period of time, you don’t realize the opportunities you have missed, until they are in your rear view mirror – out of reach.

I kept my deeply philosophical theories to myself, but without further hesitation, I told the kids with utmost sincerity, my one and only regret was my missed opportunity to get a college degree. I followed it with a vow to the kids, that they will not miss their opportunity to get a college education.

My situation was unique and our kids won’t encounter the same scenario. However, I want to make sure that the mistakes I made, will not be repeated as they go through their youth.

I don’t expect our kids to learn from my mistakes, but I certainly know what to watch for now. My past prepared me for parenthood and the potential pitfalls and danger of not staying on top of my kids’ quick decisions.

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Because I want for our kids what I didn’t have, we started planning for their college education before they even sprouted their first teeth… and you can too! Even if your child is beyond the teething stage, it’s not too late to start planning, the sooner you start the better.

With a Florida Prepaid College plan, you can make small monthly payments and thereby lock-in the cost of a Florida college education at today’s rates.

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If you or your child have been Florida residents for the past 12 months, you qualify to sign up during the Open Enrollment, which just opened on October 15 and is open until February 28, 2018.

10 Things Most People Don’t Know About Florida Prepaid College Plans

The nation’s longest running, fully funded, most successful and largest prepaid tuition program.
300,000 students have attended college using Florida Prepaid.
The plan covers: tuition, tuition differential fee and local fees.
Plan pricing is based on the current cost of college, anticipated inflation of tuition and fees, and projected investment yields.
Five available plans, allowing for educational and financial payment flexibility.
1. 2-year Florida College Plan
2. 4-year Florida College Plan
3. 2+2 Florida Plan
4. 1-year Florida University Plan (You can buy one year at a time, or have relatives purchase additional years.)
5. 4-year Florida University Plan
The plan is guaranteed by the State of Florida and prices are locked at today’s rate.
The value of the plan can be applied towards public, private, in-state and out-of-state institutions NATIONWIDE.
If you get a scholarship, you still get the FULL value of your Prepaid Plan. If you have excess funding, you can request a refund OR transfer the remaining value of your Plan to an eligible family member.
You have TEN years from high school graduation to attend college and start using your plan.
If you decide NOT to attend a college, the unused Prepaid Plan can be transferred to an eligible family member, or a full refund of the funds will be processed.